Brandon Locke
Sr. Loan Officer | Team Locke
LoanPeople JAX
Mobile: (904) 562-0125
NMLS: 2318484
Email: Brandon.Locke@LoanPeople.com
Brandon Locke is available to assist you:
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Brandon Locke, Sr. Loan Officer at LoanPeople, is committed to exceptional client care and strong partnerships. With a passion for delivering great rates and ensuring on-time closings, Brandon is dedicated to guiding his clients through one of the most important financial decisions of their lives. His background in law enforcement gives him a unique perspective, driving his dedication to helping first-time homebuyers, as well as law enforcement officers and first responders, achieve the dream of homeownership.
Brandon’s approach is built on trust, integrity, and a deep commitment to the communities he serves. He understands the challenges and aspirations of his clients and works tirelessly to ensure they have the best possible experience. Whether you’re a first-time buyer or a seasoned homeowner, Brandon is there to support you every step of the way.
Mortgage Lender Reviews
Best lender
Jan. 26, 2024 by Alexander F.
Middleburg, FL
Brandon did a great job on making the home buying process smooth. He is very transparent and made many details understandable. He was able to answer any questions I had at any time. He also worked hard very on helping to cover mostly everything I wou...
The best in the business!
Jan. 28, 2024 by Austin G.
MacClenny, FL
As a first time home buyer I couldn’t have asked for a better experience! Brandon was extremely hardworking/helpful and was able to answer any questions we had ! I’ve recommended him to several people already and will continue to do so. Locke’s...
Works for you
Jan. 29, 2024 by Carlos P.
Palm Coast, FL
You can’t go wrong with using Brandon as your Lender. He goes above and beyond to make sure you have everything you need prior to getting approval or closing. He keeps in touch with you multiple times throughout the process. And lets you know if th...
Brandon Locke was just what we needed.
Feb. 13, 2024 by Noelle S.
My husband and I have been trying to buy a home for quite a few years without success. We were referred to Brandon by a friend and are so glad we reached out to him. He answered all of our questions and communicated with us constantly to make sure th...
Knowledgeable, interested in my needs.
Mar. 21, 2024 by William S.
Northeast Florida
Walked me through the whole loan process making it seamless. Would recommend Brandon.
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
HELOAN
Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.